A practitioner-led specialist advisory firm. Sterling applies an integrated approach — the Integrated Financial Resilience Framework (IFRF™) — to bank balance-sheet management, helping banks optimise capital, liquidity and risk-bearing capacity while safeguarding resilience and strengthening their credit profile. Our advisers have led these functions inside global banks and the Big Four — so the guidance is grounded in what works in practice, not theory.
Founded on the principles of technical excellence, integrity and client-focused delivery, Sterling bridges the gap between regulatory imperatives and strategic objectives — translating complex requirements into measurable value.
We are trusted advisers to Boards, CEOs, ALCOs and Executive Management, with a consistent, well-demonstrated track record of meaningful financial outcomes.
Our advisory team consists of former leaders from global banks and the Big Four, with a consistent, well-demonstrated track record of delivering meaningful financial outcomes across the GCC, Asia and the U.K.
A CFO-level balance sheet specialist recognised as the "Balance Sheet Doctor™". Over three decades, Sridhar has held senior leadership roles across Finance, Treasury, Capital and Risk at Bank ABC, Standard Chartered, ANZ and EY, spanning the GCC, Asia and the UK.
"When margins are under pressure and growth is consuming too much RWA, the problem isn't one metric — it's the balance sheet as a system."
A business strategy, operating-model and analytics expert with experience advising Tier 1 clients across EMEA, APAC and the Americas. Munish has held senior leadership roles across Strategy, Transformation and target-operating-model design at NatWest, Morgan Stanley, Deutsche Bank, Standard Chartered and McKinsey, advising boards and C-suite on strategy and data-driven decision-making.
A financial-services and assurance specialist. As a former Associate Partner at EY, Ram held senior roles across the Assurance and Audit practice, building deep experience — mainly in the Financial Services sector — advising institutions on governance, internal control and assurance. Clients included Investcorp and Mumtalakat.
A finance and regulatory-strategy leader, Richard has held senior leadership roles across Finance, Treasury and Regulatory Strategy at Standard Chartered and KPMG, engaging at Board level with regulators and standard-setters including the PRA, EBA, HM Treasury, the Bank of England, the FCA, the European Commission, the Basel Committee on Banking Supervision and the Financial Stability Board.
An operational-resilience specialist. Across a long career at Standard Chartered, Sushil has held senior leadership roles across Operations, Operational Risk, Regulatory Change and Resolution planning, including COO roles across Commercial, Retail and Private Banking.
We don't just advise — we partner with you to build a more resilient balance sheet and a stronger credit profile.
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